CGD has been at the forefront of Portuguese economic and social development. Although operating as a universal bank, CGD is also fully involved in specialised financial services, providing customers with a full service international group. On-going investments in innovation and the application of new technologies to facilitate access to banking services via channels other than traditional branch offices enable CGD to improve its personal customer care capacity. CGD Group has distinguished itself in the Portuguese financial market through its impressive geographic diversification, having adopted a prudent policy of internationalisation, based on clearly defined profitability criteria. The solidity and stability of its financial status is CGD’s most characteristic corporate feature, demonstrating its recognised capacity to increase volume of business and results, even in stages in which the domestic economy has fared less successfully. Notwithstanding the fact that it is a fully competitive organisation whose operations are based on laws regulating the private sector, CGD is a state owned financial institution and the only type of Portuguese bank with this type of equity structure.
